When my parents passed on, DWM was there helping us as executors to consolidate our parents healthy investments, giving us financial advice and final tax support – and most importantly, providing a warm and guiding presence in our time of grief.
My husband and I now trust Marie and DWM with all of our financial planning. Marie isn’t just there when you call, she checks up with YOU to make sure that your financial planning isn’t something that gets buried in the flurry of our modern working lives. We wouldn’t go anywhere else!
Marie, on the other hand, ensured our estate planning was done, reviewed our insurance needs, and prepared several scenarios for our retirement.
For many years, I’ve worried that I had to maintain a certain level of income in order to be able to retire. Through the exercises that Marie did with us, I now understand that I already achieved the financial freedom that I’d been wishing for, and I can afford to enjoy the fruits of my 25+ career. I am also more comfortable making career choices that align better with my values and how I want to serve others in the years ahead.
I am grateful to Marie for creating the awareness of my financial freedom, for looking out for my financial health, and for becoming a trusted friend.
As it turns out, the ‘numbers’ per se are the easiest part to deal with. What I was surprised by was all the other considerations besides ‘retirement income’.To this end, Marie added a huge amount of value.
After our initial consultation, she spent about 3 hours with me getting to know me outside of documents and numbers. This in itself added value in that when she came back with the comprehensive consultation results, she planted some ‘reality check’ points on the table. Things like tax consequences, re-purposing life insurance and some interesting nuances in my recently established Will to name a few. She clearly laid out to me that retirement planning is not just about whether or not you have enough money. She highlighted the point that it is difficult to predict when one might run out of money because of that one variable that eludes all mankind – how long are you actually going to live for.
Hence my kids may be in store for a giant inheritance in the next few years, or they’ll be stuck trying to support me 30 years from now when I run out of my own money and am solely reliant on CPP and OAS. Great Job Marie. Worth every penny…
By reviewing the basics and helping us to address and articulate our financial goals, we were than able to focus on our investments, retirement & post-retirement plans. A seemingly complicated matter was made understandable. We now have confidence and peace of mind as we move closer toward retirement.
Over the years of working together with Marie, we can see the progress that we have made in our net worth. Marie is a very caring and emphatic advisor and I would recommend her to family and friends and to anyone who is serious about increasing their net worth.